Effects of Bank Capital on Lending

Effects of Bank Capital on Lending
Author :
Publisher : DIANE Publishing
Total Pages : 50
Release :
ISBN-10 : 9781437939866
ISBN-13 : 1437939864
Rating : 4/5 (864 Downloads)

Book Synopsis Effects of Bank Capital on Lending by : Joseph M. Berrospide

Download or read book Effects of Bank Capital on Lending written by Joseph M. Berrospide and published by DIANE Publishing. This book was released on 2011-04 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: The effect of bank capital on lending is a critical determinant of the linkage between financial conditions and real activity, and has received especial attention in the recent financial crisis. The authors use panel-regression techniques to study the lending of large bank holding companies (BHCs) and find small effects of capital on lending. They then consider the effect of capital ratios on lending using a variant of Lown and Morgan's VAR model, and again find modest effects of bank capital ratio changes on lending. The authors¿ estimated models are then used to understand recent developments in bank lending and, in particular, to consider the role of TARP-related capital injections in affecting these developments. Illus. A print on demand pub.


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